The Board or its appointed agent, prepares each year, for every MSA or metropolitan division (like an MSA or metropolitan division that crosses a Condition boundary) as well as the nonmetropolitan percentage of Each and every State, an combination disclosure assertion of described small company lending, small farm lending, Neighborhood enhancement lending, and Local community advancement investments by all depository institutions subject to reporting beneath this element or 12 CFR component 25 or 345.
This Make contact with sort is only for Internet site aid or Site ideas. Should you have concerns or remarks pertaining to a printed doc you should Get hold of the publishing agency.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
(B) The Board evaluates the smaller financial institution with the evaluation time period previous the bank's subsequent CRA assessment pursuant to your Retail Lending Test in § 228.22 and continues evaluations below this efficiency examination for subsequent evaluation intervals right until the lender opts out.
(ix) An indicator for whether the loan was to a business or farm with gross annual revenues increased than $one million; and
When the Board receives a general public remark following the shut date of a lender's CRA evaluation, it will be viewed as in connection with the bank's subsequent CRA evaluation.
Feedback or questions on document information cannot be answered by OFR workers. Be sure to don't supply confidential info or private information.
A lender that gained a fewer than “Satisfactory” establishment ranking in the course of its most recent assessment have to incorporate in its general public file an outline of its latest efforts to enhance its overall performance in helping to satisfy the 228 loan credit history requirements of its complete Group.
(iv) The Neighborhood progress expert services wants of its facility-based evaluation spots served from the bank which might be included from the strategy.
Just about every lender inside our network has their very own coverage when it comes to late payments. Before you agree to a loan you'll be supplied with the data concerning the implications of creating late payments.
Affiliated depository institutions supervised by the same Federal money supervisory company may well prepare a joint system, delivered that the system consists of, for every bank, the relevant performance tests that may implement during the absence of an approved prepare.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
For every big merchandise line, a Borrower Local community Benchmark, calculated pursuant to paragraph IV.c of appendix A to this part for facility-based evaluation parts and retail lending evaluation regions, and paragraph IV.e of appendix A to this section for out of doors retail lending places.
(i) The whole thing of only one MSA (using the MSA boundaries that were in outcome as of January 1 on the calendar year during which the delineation applies), excluding any counties In the big lender's facility-centered evaluation places; or